The Arizona Seal of Personal Finance program recognizes high school students who achieve a high level of proficiency in Personal Finance. The seal is placed upon the student's diploma and noted on their transcript.
Participation in the Seal of Personal Finance Program
Eligibility for the State Seal of Personal Finance
Any public school, charter, or district may choose to participate.
Students must complete all requirements during grades 9-12.
Students must complete all social studies courses with an overall grade point average (GPA) of 3.0 out of a 4.0 scale.
Students must complete 1 activity from each of the 4 categories.
Passage of an assessment of personal finance
Completion of an approved personal finance program
Participation in a co-curricular or extracurricular program
Completion of a college and/or career readiness plan
Public school districts and charters are required to notify the Arizona Department of Education by September 1st of each school year by filling out the Intent to Participate Form.
Public school districts and charters must designate at least one individual to serve as the Coordinator of the Program.
Participating school districts and charters must submit a Reporting Form within 90 days from the close of school or by September 1st of the following school year.
Participating school districts and charters must make information regarding the Seal of Personal Finance program available to parents and students.
Participating students must pass a personal finance assessment. The menu of options are as follows:
Free assessment available through CEE and other organizations
EverFi Cumulative Financial Literacy Exam
Personal Finance-related Career and Technical Student Organization (CTSO) Objective Test
FBLA Personal Finance
DECA Personal Financial Literacy Exam
Other programs not listed may be used if approved by the Arizona Department of Education, contact Linda Burrows for approval.
Participating students must complete an approved personal finance program or curriculum with a B or better. The menu of options are as follows:
EverFi Financial Program
HSFFP - High School Financial Planning Program
Take Charge Today - University of Arizona
Money Moments - MidFirst Bank
Hands-on Banking - Wells Fargo
NextGen Personal Finance Courses
Better Money Habits - Bank of America
360o of Financial Literacy - AICPA
Thrive Financial Literacy for Teens - Pay Your Family First
Financial Fitness for Life - ACEE
Virtual Economics - ACEE
Additional programs offered by banks, credit unions, and the Federal Reserve
Other programs not listed may be used if approved by the Arizona Department of Education, contact Linda Burrows for approval.
Participating students must complete an approved personal finance co-curricular or extracurricular program. The menu of options are as follows:
ACEE Stock Market Game
Investwrite National Essay Contest
ACEE Mayor's Challenge
Capitol Hill Challenge
Junior Achievement High School Program
CTSO Programs:
DECA Personal Financial Literacy Event
DECA Personal Financial Literacy Promotion Project
DECA Virtual Business Challenge - Personal Finance
FBLA LifeSmarts
FBLA Virtual Business Personal Finance Challenge
FCCLA/ Knowledge Matters Virtual Business Challenge - Personal Finance
Other programs not listed may be used if approved by the Arizona Department of Education, contact Linda Burrows for approval.
Participating students must complete an approved personal finance college and/or career readiness plan. The menu of options are as follows:
ECAP
FAFSA Completion
CTED Certificate Program Leading to Industry Credential
Written Reflection Including College/Career Plan Post-High School
Intent to Participate - Completed by September 1st of each school year students participate in the Seal of Personal Finance
Reporting Form - Completed no later than 90 days after the school year or by September 1st of the next school year
Congratulations to Ian McDougall from San Luis High School in Yuma, Arizona!!
Ian has been awarded the 2022 Gilder Lehrman History Teacher of the Year. He goes on to represent Arizona in the national contest. Congratulations and good luck, Ian!!
