The ESA pre-paid debit cards have been restricted from certain transactions in an effeort to reduce misspending. Limiting their transaction capacity has also led to some approved locations not being able to access ESA funds. In an effort to resolve this debit card issue the Arizona Department of Education and the Arizona State Treasurer’s Office has created a list of approved spending locations identified by credit card codes (MCC codes).
Some of the MCC codes have been allowed due to vendors of approved expenditures sharing offices with other businesses or running multiple businesses from one location. The approved MCC codes are not an approved list of expenditures which can be seen here.
If you are having difficulty accessing your card for what you believe is an approved expenditure please review the list of Approved MCC Codes.
If you have an approved expense that is being declined, please obtain the merchants MCC code (Merchant Category Classification Code) from the merchant and if it is not included on the list of currently approved MCC codes please fill out this form and submit it to The Arizona State Treasurer’s Office at LorraineJ@aztreasury.gov .
Note: any MCC code that you wish to add to the approved list must be authorized by the Arizona Department of Education.