Do I have to open an account for the debit card?

No, ESA debit cards will arrive between July 15-30th . Simply activate the card and, for ease of use, log on to your account online. Please contact Bank of America Customer online customer support for help.

Note: Cards will arrive in a plain white window envelope with no indication that it is from Bank of America — Please don’t  throw it away!  If you accidentally throw it away, you must contact Bank of America immediately at 1-866-692-9374.  They will cancel the first card and resend another one; the new debit card should arrive within 5-7 business days. ESA cannot order cards on your behalf.