Do I have to open an account for the debit card?

No, ESA debit cards will arrive on the date of the first disbursement. Simply activate the card and, for ease of use, log on to your account online. Please contact Bank of America Customer online customer support for help.

Note: Cards will arrive in a plain white window envelope with no indication that it is from Bank of America– Please don’t  throw it away!  If you accidentally throw it away, you must contact Bank of America immediately.  They will cancel the 1st card and resend another typically within 7-10 business days.  ESA cannot order cards on your behalf.